Buyers • Home Owners • Sellers • January 19, 2024

Organizing an Overflowing Closet: A Step-by-Step Guide

by Kirsten "Kris" Jardino

Some people embrace minimalism with capsule wardrobes and only three pairs of pants. However, if your closet is bursting at the seams, it can be challenging to let go of certain items, whether they’re seasonal pieces or cherished investments. To tackle excess clothing without parting with it, reorganizing is crucial. Here’s a guide on how to reset your closet when it’s overflowing.

Purge Efficiently:
Professional organizer Rose Pulver advises a thorough purge. Remove everything and evaluate its condition, your attachment to it, and its practicality. Another sweep might uncover hidden items that can be donated or discarded. Don’t forget to eliminate broken hangers and old dry-cleaning bags.

Adjust Shelves or Add More:
Your closet might be more spacious than you realize. Adjustable shelving allows flexibility in accommodating your storage needs. Adding a shelf or two, a cost-effective option for renters, can expand your storage capacity.

Install a Second Closet Bar:
For maximizing closet space, consider adding a second bar. Lindsey Mahanna, a professional organizer, suggests turning a standard closet into a double-hang by easily adding an adjustable rod.

Categorize by Season:
Organize items by season, grouping winter jackets with winter jackets, for better visibility and inventory tracking. Separating seasonal clothing and storing them elsewhere maximizes storage space.

Explore Alternative Storage:
Consider underutilized spaces in other parts of your home for additional storage. Unused closets in guest rooms or extra space in a child’s closet can house items like formal wear or costumes. An armoire is a cost-effective alternative to building a new closet.

Utilize Drawers and Walls:
Not every clothing item needs to be stored in the closet. Fold items like jeans and sweaters and store them in drawers. Utilize open walls for accessories like hats, belts, and handbags. Neatly stacked items and shelf dividers maintain uniformity.

Optimize Hanging Space:
Reserve hanging space for blouses, skirts, slacks, and dresses. If space is limited, explore other areas in your home for coat racks or hat racks to store items efficiently.

Remember, a well-organized closet enhances accessibility and reduces clutter.

Home Owners • Sellers • January 18, 2024

Is downsizing the right solution for you?

by Kirsten "Kris" Jardino

In the not-so-distant past, empty-nesters and retirees often considered a 3,000-square-foot house excessive for two people and chose to downsize. However, a growing number of homeowners are bucking the trend and opting to stay in larger homes during retirement. Downsizing is a significant decision with its own set of pros and cons. The question arises: Is downsizing the right solution for you?
Is Downsizing right for you

If you’re weighing the option of moving to a residence with less maintenance versus staying in your current home, here are four reasons to think twice about downsizing:

Mortgage Rates: Given the current interest rates hovering around 7%, homeowners with lower rates in the twos and threes may find it more financially advantageous to stay put. Moving to a smaller house might result in a reduction in size but not necessarily in monthly payments.
Costs of Selling and Buying: The expenses associated with selling, including agent commissions and closing costs, could offset immediate financial benefits. Market conditions and capital gains tax implications should also be considered, impacting the potential for selling at a desirable price. Additionally, there are costs on the buying side.
Aging in Place: If your current home can be modified to suit your needs, downsizing might not be the most practical choice. Health concerns and mobility issues may necessitate features designed for aging in place, which a larger home can readily accommodate. A bigger home provides more flexibility, including space for live-in help.
Emotional Attachment: Beyond financial considerations, emotional attachment is a valid reason to skip downsizing. Many homeowners have deep sentimental connections to their homes, finding comfort in the memories and history tied to their current space. Retirement is already emotionally challenging, and the additional stress of a move might not be worth it.

For more insights on decluttering and simplifying your living space check out this link.

Home Owners • January 17, 2024

2024’s Hottest Bathroom Design Trends

by Kirsten "Kris" Jardino

2024 is officially in full swing. And as people settle into the new year, many are looking for new, trendy, and stylish ways they can change and refresh their home, which often includes their bathrooms.

2024's Hottest Bathroom Design Trends

So what, exactly, are the trends in bathroom design, and how can you incorporate them into your bathroom to make it feel more timely and on-trend? A recent article from realtor.com outlined design pros’ picks for the hottest bathroom design trends of 2024, including:

- Nature-inspired green. Each new year typically sees a new color become the must-have hue in bathroom design. And this year, that color is green. A nod to the outdoors, shades of green are being incorporated into trendy bathroom designs in a variety of ways, including sea green tiles and paint. Want to embrace the trend, but don’t want to commit to renovating your whole bathroom? Incorporate shades of green into your accessories, like a sage bath mat or a deep green shower curtain.
- Water closets. Water closets — which is a bathroom design that involves creating a separate room/space for the toilet — are another big trend in bathroom design in 2024. Because the water closet has a door, it gives people a more private experience, which is a major plus for shared bathrooms. It also allows you to close the door and keep the toilet out of sight even when not in use, so it doesn’t distract from the bathroom’s other design features.
- Backlit mirrors. Backlit mirrors create a spa-like experience in a home bathroom. Not only are these mirrors stylish, but because they use LED bulbs, they’re more energy efficient (and tend to last longer) than other bathroom lighting options, which can help cut down on energy costs. The light that shines from backlit mirrors is stronger, making makeup application and other small tasks (tweezing!) easier. At the same time, the illumination from these wall mounts is less harsh and emits a softer, more diffuse glow—a welcome benefit in the wee hours of the morning.

Embrace these cutting-edge trends in bathroom design to not only enhance the aesthetic appeal of your space but also elevate your daily routine with a perfect blend of style and functionality, ensuring your bathroom remains a timeless haven for relaxation and modern living.

Home Owners • January 16, 2024

Healthy Home Environment

by Kirsten "Kris" Jardino

Establishing a health-conscious home environment involves considering various elements. These include air quality, cleanliness, and overall well-being. To assist you in maintaining a living space that prioritizes health, here are some practical tips:

Healthy Home Environment

Ventilation:
- Ensure optimal air circulation by regularly opening windows and doors.
- Incorporate exhaust fans in kitchens and bathrooms to minimize moisture and enhance air quality.
Air Quality:
- Utilize air purifiers to effectively filter pollutants and allergens.
- Introduce indoor plants, known for their air-purifying properties.
Cleanliness:
- Perform regular cleaning and dusting of surfaces to reduce allergens. Make frequent use of vacuum cleaners on carpets and rugs.
- Establish a routine for washing bedding, curtains, and upholstery.
- Enforce a no-shoes policy to minimize the influx of dirt and contaminants indoors.
Mold Prevention:
- Address leaks promptly to prevent water damage and the potential growth of mold.
- Maintain humidity levels within the recommended range of 30-50%.
Natural Cleaning Products:
- Opt for environmentally friendly and non-toxic cleaning products for both the home and laundry.
- Steer clear of harsh chemicals that can contribute to indoor air pollution.

Remember, every home and lifestyle is unique, so feel free to adapt these tips to align with your family’s specific needs. Regular maintenance and a proactive approach will contribute to the well-being of your home.

Buyers • Home Owners • Sellers • January 15, 2024

The Trendiest Kitchen Design Features of 2024

by Kirsten "Kris" Jardino

As we embark on the journey of the new year, fresh trends in home decor, particularly in kitchen design, are making waves. Curious about the hottest kitchen design trends for 2024?

Coffee Station in home

Realtor.com recently spotlighted some picks for this year’s hottest kitchen trends, including:

Open Shelving: Offering both easy access to essentials and visual interest, open shelving adds a decorative touch that is cost-effective compared to full cabinets.

Coffee Stations: With the continued trend of remote work post-pandemic, in-kitchen coffee stations are gaining popularity. They provide convenient access to all the necessities for your morning cup of coffee and can become a focal point of your kitchen design.

Sky Blue: Benjamin Moore’s “Color of the Year” for 2024 is Blue Nova, a mid-tone sky blue with violet hints. This color is expected to be prevalent in various settings, including kitchens.

Sustainable Materials: There’s a growing emphasis on eco-friendly and sustainable materials for kitchen construction and furnishing.

Smart Kitchens: The integration of smart technology into kitchen appliances and systems enhances efficiency and convenience.

Remember, one thing that never goes out of style is natural lighting. Embrace these trends to give your kitchen a fresh and contemporary look in 2024.

Buyers • Home Owners • Sellers • January 12, 2024

Different Jobs of a Realtor

by Kirsten "Kris" Jardino

Working in Real Estate is a dynamic profession. Each day, we find ourselves wearing various hats – from project managers and negotiators to marketing experts. The role of a Realtor encompasses a multitude of responsibilities, extending beyond the conventional scope. Here are the diverse roles that make up the repertoire of a Realtor:

Different Jobs of a Realtor

Therapist: Spending considerable time with clients allows us to form personal connections. The process of buying or selling a home can be highly stressful, and being a supportive figure is a crucial aspect of our role.
Juggler: One of the most challenging aspects of being a real estate agent is the art of multitasking. We handle a myriad of tasks and to-dos throughout the day, all while being prepared to address unexpected challenges that may arise.
Mind Reader: Acting as mind readers, we navigate through situations where some clients share abundant information about their lives, while others may not communicate enough. Anticipating and adapting to changing needs is a key skill.
Fortune Teller: If only we had a crystal ball! Clients often inquire about the future of home values, seeking predictions on when and how much they might fluctuate. Unfortunately, the real estate market doesn’t come with a straightforward forecast.
Magician: Despite common misconceptions that buying or selling a house is a breeze, those who have experienced the process know it’s anything but. We work like magicians to ensure a smooth and drama-free transaction, even when the intricacies of real estate dealings can be complex.

Home Owners • January 2, 2024

Embracing the Trends of 2024 in Home Design

by Kirsten "Kris" Jardino

Embracing the Trends of 2024:

Rising Stars: Quartz and quartzite are gaining popularity due to their wide array of colors, durability, and resistance to scratches.
Revolutionary Kitchen Designs:
- White oak or vibrant-hued wood grain cabinets are the current craze.
- Beverage stations, catering to coffee or wine bars, are gaining traction.
Vibrant Colors and Patterns:
- Bold patterns such as stripes, checkerboards, and plaids are gaining favor.
- Neutrals are replacing gray, showcasing warmer tones like taupe, ecru, brown, caramel, and butter. Vibrant shades of blue, especially in tones like teal and aqua, are becoming widespread.
- Ornamental details like tassels, fringe, braids, and cords are in vogue.
Diverse Lighting Choices: Multiple lighting options, including chandeliers, wall sconces, and fixtures, are in style.
Character-Infused Elements: Anything adding character, like paneling and wainscoting, is trending.
Adorned Ceilings: Ceilings are receiving decorative touches with paint or special woodwork.
Bedroom Bliss: Layering is crucial in bedroom design, incorporating multiple layers of bedding, pillows, throws, upholstered furniture, and decorative lampshades.

Bidding Adieu to the Past:

Fading Trends:
- All-white interiors and mid-century modern design are losing favor.
- Granite counters, open floor plans, and minimalism are less popular.
Declining Design Aspects:
- Boxy and budget-friendly furniture, as well as oversized bathtubs, are becoming less common.
- Generic and hotel-style bedrooms are losing popularity.

In summary, 2024’s trend revolves around injecting more personality, color, and texture into home design while bidding farewell to the simplicity of the past.

Buyers • Home Owners • December 27, 2023

Purchasing a Multi-Unit Property for Your First Home

by Kirsten "Kris" Jardino

Purchasing a Multi-Unit Property for Your First Home

Benefits:

Rental Income Boost: The ownership of a multi-unit property opens up the opportunity to earn rental income by leasing out additional units. This extra cash flow can significantly alleviate the burden of mortgage payments and other homeownership expenses.
Asset Appreciation: Real estate has the potential to appreciate over time, indicating that the value of your property may increase. This appreciation substantially contributes to building wealth over the long term.
Tax Advantages: Owning rental property can bring about various tax benefits, including deductions for mortgage interest, property taxes, depreciation, and specific expenses related to property management. Leveraging these advantages can enhance your overall financial position.
Diversification: Owning multiple units provides a diversified real estate investment. If one unit is vacant, income generated from other units can help mitigate costs, offering financial security and stability.
Homeownership Experience: Managing a multi-unit property offers valuable experience in property management and real estate investment. This experience can prove beneficial if you choose to expand your real estate portfolio in the future.

Considerations:

Financial Responsibilities: Being a landlord entails various responsibilities, including addressing tenant issues and managing property maintenance. Preparing for these responsibilities is crucial before venturing into multi-unit property ownership.
Financing Challenges: Acquiring a mortgage for a multi-unit property may involve different requirements compared to a single-family home. Lenders may closely examine your financial stability and the anticipated rental income, so thorough preparation is critical.
Local Regulations: Familiarize yourself with local zoning laws, rental regulations, and landlord-tenant laws in the targeted area. Adhering to these regulations is essential for a seamless and legally compliant property management experience.
Market Research: Conduct comprehensive market research to ensure demand for rental units in the area. Evaluate the potential for growth and development that could impact property values and rental income.
Property Management Skills: If opting to manage the property independently, be ready to handle tenant relations, maintenance tasks, and day-to-day responsibilities. Alternatively, hiring a property management company can ease these duties.

Before making any decisions, seek advice from a real estate professional, financial advisor, or mortgage specialist to ensure that a multi-unit property aligns with your financial goals and lifestyle.

Home Owners • Sellers • December 26, 2023

Getting Top Dollar For Your Home

by Kirsten "Kris" Jardino

Getting Top Dollar For Your Home

If you’re gearing up to sell your home and aiming for maximum profitability, the first step is to evaluate your property critically. Is your residence in optimal condition to make a lasting impression on potential buyers?

Chances are, your home has undergone some wear and tear over the years. While you might be accustomed to a creaky floorboard or a sticky door, these imperfections may not sit well with first-time viewers who have numerous housing alternatives. To make your property stand out in a competitive market, consider making necessary adjustments for a more favorable presentation. Here’s a guide on ensuring your house is market-ready and some key fixes and upgrades to undertake for a lucrative offer.

Assess the Age of Key Components Regardless of your home’s initial appeal, discerning buyers will inquire about the age of essential components. To provide accurate information, gather relevant paperwork. If you’ve purchased your home recently, consult your records or seller’s disclosure for details on major items like the roof, HVAC system, water heater, and gutters. For older properties, maintenance records or receipts can offer insights.

Although the lifespan of items varies based on factors like maintenance and model, you can refer to general guidelines such as those provided by the National Association of Home Builders:

Wood shingle and shake roof: 15 to 30 years
Central air-conditioning unit: 15 years
Electric water heater: 14 years
Gutters: 30 years

Conduct a Thorough Walk-Through Embark on a room-by-room inspection of your home to identify potential issues that could impact its value. Look out for common problems such as:

Wood rot around exterior door frames, window ledges, and garage doors.
Water stains on the ceiling or near doors and windows, indicating potential roof leaks.
Leaks under sinks or around toilets.
Bulges under carpet or discoloration on hardwood floors, suggesting flooding or foundation issues.

Additionally, assess the functionality of each room, addressing any visible cracks, misaligned doors, or broken handles. Don’t neglect the exterior, as it significantly influences a buyer’s first impression.

Consider a Professional Inspection After your personal walk-through, consider a professional inspection to identify issues you might have missed. Enlist a real estate agent or hire a home inspector to provide a comprehensive report on potential problems, from faulty wiring to outdated plumbing. While there is a cost associated with this, it can offer peace of mind and instill confidence in potential buyers.

Strategize Renovations for Maximum Impact Once you’ve identified areas that require attention, prioritize renovations wisely. Not every aspect needs immediate attention, and strategic improvements can yield a higher return on investment. Focus on fixes that appeal broadly and aren’t overly influenced by personal preferences. For instance:

Upgrading hardwood floors, as it offers the highest return on investment, according to the National Association of Realtors®.
Installing new insulation.
Replacing the roof.

Utilize tools like the Renovation Calculator at My Home to determine the most impactful improvements that enhance marketability, draw in potential buyers, and potentially command a higher selling price.

Home Owners • December 18, 2023

Tax Tips for Homeowners

by Kirsten "Kris" Jardino

Tax Tips for Homeowners:

Optimize Your Savings with Energy Efficiency Credits

Discover tax-saving opportunities through the Inflation Reduction Act of 2022, offering homeowners federal tax credits for upgrading HVAC systems, adding insulation, or installing solar panels. Keep receipts handy to qualify for these credits.

In 2023, households can claim up to 30% of project costs, with a maximum annual claim of $1,200. Additionally, receive a $150 credit for a home energy audit. If you have a heat pump, enjoy a credit of up to 30%, with a maximum benefit of $2,000.

Simplify Taxes with Home Office Expense Deductions

If you’re self-employed and work from home, take advantage of home office expense deductions, even without itemizing. Eligible expenses include office furniture, printers, maintenance, mortgage interest, insurance, and rent for renters.

Maximize Deductions for Interest on Home Equity Loans

Optimize your tax breaks by deducting interest on home equity loans or lines of credit used for home improvements. Ensure the loan contributes to enhancing your existing home or acquiring a new one, and remember to itemize deductions. Enjoy a full deduction for interest on qualified residential loans up to $750,000.

Unlock Mortgage Interest Deductions

Itemize deductions to claim mortgage interest deductions on up to $1 million of mortgage debt. Limits vary based on the loan’s origination date and your marital status when filing.

Homeownership opens doors to substantial tax savings. Stay informed about specific tax rules in your area and explore the benefits of homeownership on the IRS website to maximize your yearly savings.